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Cash Loan for Pensioners – no Currency Clause

Type of Loan

Cash Loan for Pensioners – no Currency Clause

Borrower

Bank’s Clients

Loan Amount

up to 400.000,00 RSD

Loan Repayment Period

6 - 36 months

Currency for Granting Loan

RSD

Criteria for Indexation

No Indexation

Conditions for Granting Loan

Age limit – 75, including the scheduled loan repayment period

Nominal Interest Rate

2w repo + 6,00%

Variability

Variable

Collaterals

Bill of Exchange

Two bills of exchange signed by the borrower and guarantor

Garnishment

Two garnishments for the borrower and guarantor

Fees and other Expenses

Fee for Loan Application

1,00%

Variability

Fixed

Two Bills of Exchange

100,00RSD

Variability

Fixed

Credit Bureau Statement for the Borrower

205,00RSD

Variability

Fixed

Representative Example of Cash Loan for Pensioners – no Currency Clause