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Home / Retail / Loans / Refinancing / Representative Example - Refinancing (clause) /

Representative Example - Refinancing Loans-Currency Clause

Type of Loan

Refinancing Loans - Currency Clause

Borrower

Bank's Client

Loan Amount

8.000,00

Currency for Granting Loan

EUR

Indexation Criteria

Middle exchange rate of the National Bank of Serbia on the day of releasing the loan / maturity of annuity

Period

84 months

Deposit Amount

2.400,00 EUR

Annual Nominal Interest Rate

12,15%.*

Variability of Annual Nominal Interest Rate

Variable

Effective Interest Rate

15,09%

Annuity Amount

139,20 EUR

Fees and other Expenses**

Compensation for Processing Loan Application

80,00 EUR

Two bills of exchange

100,00 RSD

Credit Bureau Statement - Borrower

410,00 RSD

Credit Bureau Statement - Guarantor

85,00 RSD

* Nominal Interest Rate on 09.08.2012.

Effective Interest Rate on 09.08.2012.