DinaCard credit payment card is a non-cash payment instrument enabling a cardholder to conduct e-payments for goods and services and withdraw cash at all ATMs. A cardholder can make all payments at once, whilst repaying the debits monthly. There is no need of going to the bank for ordering a payment or for taking a payment instrument (a cheque). In case of losing a card, there is a stronger protective mechanism (than in case when a cheque is lost). It is always possible to withdraw cash - 24 hours a day, 7 days a week.
A credit card limit is calculated depending on the type of a card:
- DinaCard3 – 0.9 of a monthly income
- DinaCard6 – 1.8 of a monthly income
- DinaCard12 – 3.6 of a monthly income
A client can settle or reduce account debits by the end of a month through personal crediting the account, thus enlarging the funds at disposal within the approved card limit.